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Assistant General Counsel- Auto Lending

Apply Now Full Job Title: Assistant General Counsel- Auto Lending Job Number: R2201-29142 Location: Baltimore, Maryland; New York, New York; Charlotte, North Carolina; Evansville, Indiana; Fort Worth, Texas; Wilmington, Delaware Date Posted: 01/13/2022

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One Team, One Vision, OneMain

As one of the nation's largest consumer finance organizations, OneMain serves more than 2 million customers with personal loans, automobile loans, and other credit-related products. "Lending Made Personal" reflects our commitment to putting customers first. For 90+ years, we've made the OneMain promise of friendly, fast and affordable financing a reality for our customers.

Job Description

OneMain Financial’s expanding secured lending business and an increasingly complex legal and regulatory environment provide exciting career opportunities for attorneys motivated by creative clients and a fast paced, forward-thinking culture. OneMain Financial is seeking a talented, committed, and energetic attorney with experience in secured lending, including titled and non-titled collateral.  The successful candidate will demonstrate competency in all aspects of originating and servicing secured loans, including applicable licensing, lien filing, lien maintenance and lien release.

The Assistant General Counsel – Secured Lending will work closely with OneMain Financial cross-functional business partners as part of a dynamic legal team, in support of the Secured Lending line of business. Primary responsibilities include providing advice and guidance on the laws and regulations impacting secured loan origination, lien filing, maintenance and servicing for both titled and non-titled collateral. The successful candidate will have the specific qualifications and experience: Familiarity with legal issues arising in the following areas: consumer lending, technology, consumer protection, financial services and operations. Additional responsibilities include reviewing internal policies and procedures, consumer disclosures, marketing materials, and vendor agreements. The attorney will identify and advise of risks and provide practical solutions to address risks identified in conjunction with business needs. The successful candidate will have the following specific qualifications and experience:

Minimum qualifications are:

  • 3-5 years practicing either in-house or at a reputable law firm, or in an equivalent setting

  • Knowledge of the following laws and regulations: Uniform Commercial Code (UCC) Article 2 and Article 9; Unfair, Deceptive or Abusive Acts or Practices (UDAAP) principles; Federal Trade Commission Act; Truth in Lending Act (TILA/Reg. Z); Fair Credit Reporting Act (FCRA/Reg. V); Fair Debt Collection Practices Act (FDCPA); Equal Credit Opportunity Act (ECOA/Reg. B); CAN-SPAM Act; Telephone Consumer Protection Act (TCPA); state direct loan laws including finance lender laws and Uniform Consumer Credit Code laws; state motor vehicle dealer laws; state installment sales and sales finance laws; state vehicle titling laws; and other laws affecting consumer secured lending

  • Experience advising clients with respect to legal issues arising in consumer secured lending, technology, consumer protection, financial services and operations

  • Juris Doctorate degree

  • Admitted to a state bar and in active good standing

  • Exceptional writing skills, with strong attention to detail

  • Outstanding written and oral communication skills with ability to effectively explain complex legal concepts to a variety of audiences

  • Possess a high level of integrity

Preferred qualifications include:

  • Familiarity with auto dealer management systems

  • Strong ownership attitude for projects and tasks and can drive solutions forward

  • Flexibility to adapting his/her practice in response to changes in the industry

  • Exceptional time management and organizational skills

  • Creative thinking and strong problem-solving skills

  • Ability to quickly learn and adapt to change

  • Willingness to collaborate and work effectively both independently and in a team-based approach to subject matter management

  • Ability to thrive in a fast-paced environment


Because we want our team members to bring us their very best every day, we believe they deserve the right opportunities and benefits. That’s why we packed our comprehensive benefits package for full- and some part-timers with: 
•    Health and wellbeing options for team members and their dependents
•    Up to 4% matching 401(k)
•    Tuition reimbursement
•    Continuing education
•    Bonus eligibility 
•    Paid time off
•    Paid volunteer time 

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) and Affirmative Action (AA) employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status.

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