Senior BuyerApply Now Full Job Title: Senior Buyer Job Number: R2212-34739 Location: Mendota Heights, Minnesota; Tempe, Arizona Date Posted: 12/05/2022
The Senior Buyer is responsible for sourcing product, decisioning loan requests, negotiating purchase money loans through communicating with Dealerships. The position will require relationship management with dealerships in a defined market and will follow up on approved business to acquire the loan. This position is responsible for making prudent credit decisions within established guidelines, in compliance with all state and federal laws, as well as OneMain Financials policies and procedures.
In the Role
Develop and maintain relationships with Dealers who provide significant benefit to OneMain
Consistently review and discuss with dealerships all opportunities and ensure quality service is being provided.
Actively communicate and conduct outreach calls with existing dealerships proving the value One Main is delivering to the dealer
Utilize key metrics to strategically improve volume results.
Analyzes credit bureau reports evaluates stability, ability, willingness, and collateral/equity position of customer and makes decisions regarding the credit worthiness of customers within approved limits.
Responsible for analyzing highly complex financial and credit information according to internal underwriting standards while complying with Fair and Responsible Lending Practices, identifying, and processing potential fraud.
Responsible for providing strong and clear communication to internal and external partners to ensure quick turnaround time.
Meets production and goals while maintaining underwriting integrity through working knowledge of sound underwriting principles, policies, procedures, and controls to ensure overall profitability of product line.
May review more complex loans requiring exceptions.
Works collaboratively with other team members and mentors less experienced underwriters and support staff
Display high level of integrity, independent thinking, dealing with ambiguity, learning agility, detail oriented, inclusive and results oriented.
Ability to work under pressure and make decisions in a fast-paced environment
Effective communication skills including verbal, written, and presentation.
Strong negotiation, analytical, and problem-solving skills
Innovative thinker with strong ability to implement actions to achieve strategic vision
Ability to source and close dealers into program
Ability to establish and maintain effective vendor relations
We are hiring for multiple positions! This position will support auto dealership operating hours: Monday-Saturday, 9am-9pm CST (1-2 late shifts a week and a minimum of 2 Saturdays per month) within a hybrid office model.
Experience in Dealer Finance, Auto Lending or Non-Prime Lending is preferred
A bachelor’s degree or equivalent experience.
Excellent customer communication skills.
Ability to deal with ambiguity while having a high level of integrity.
Independent thinker with solid learning agility.
Detail orientation and driven to produce results.
Who we are
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers, and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:
Health and wellbeing options for team members and their dependents
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Paid time off
Paid volunteer time
OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) and Affirmative Action (AA) employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status.