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Lead, Credit Pricing Analytics

Apply Now Full Job Title: Lead, Credit Pricing Analytics Job Number: R2111-28409 Location: Wilmington, Delaware; Baltimore, Maryland Date Posted: 10/05/2022

About Us
OneMain Financial is the country’s largest lending-exclusive financial company, proudly serving millions of customers with safe, affordable and transparent installment loans. Our customers turn to us every day—online and at 1,500 branches in 44 states—to help them take control and improve their financial lives with solutions for debt consolidation, medical expenses, household bills, home improvements and auto purchases. Our talented and dedicated team members constantly look for responsible ways to serve our customers when, where and how they want. It’s all about doing the right thing—a mission that hasn’t changed for more than 100 years. 

The Role

We are currently seeking a Lead for our Credit Pricing Strategy & Analytics team in Wilmington, DE. This role will have the exciting opportunity to develop new channel and product pricing with responsibility for developing and overseeing pricing across secured and unsecured lending in installment loan space

Working with various partners, the role will also have responsibilities of reporting, strategy implementation, strategy validation and ad-hoc analyses including customer segmentation, competitive analysis, performance monitoring, sensitivity analysis and modeling. Strategies include but are not limited to product/customer segment pricing, channel optimization, risk/margin/volume trade-off framework development, & new product pricing to drive resilient growth.

A successful candidate will expand their competencies and grow their business and industry acumen, as well as demonstrate the ability to work on complex processes or projects across the end-to-end project cycle. They will gain knowledge to suggest new answers to old questions, develop insights and push the traditional boundaries of the lending industry.

Key Responsibilities

  • Design, recommend, document, and execute consumer credit underwriting and pricing strategies to optimize our lending portfolio

  • Lead a team to conduct statistical analysis and develop profit-driven decision framework and risk strategies within risk appetite with full credit cycle view to drive healthy growth

  • Partner with other leaders to define business priorities, align talent and resources and communicate progress to executive management

  • Understand the data environment to appropriately prioritize and set expectations for key reporting, modeling, and analytical priorities

  • Leverage traditional regression models and machine learning algorithms to understand the key drivers and estimate customer behaviors

  • Drive profitable business growth via developing strategy optimization framework with full credit-cycle view

  • Effectively prioritize competing initiatives across direct reports; translate strategic priorities into individual/team initiatives and manage expectations


  • Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management or Computer Science)

  • 4+ years of experience in consumer lending preferred; Master’s or PHD degrees may offset experience

  • Experience with analytics leadership experience preferred, building and prioritizing teams and objectives based on company strategy

  • Advanced analytical skillset using tools such as SQL and SAS, R, or Python

  • Innovative and capable of developing creative solutions to complex, data-driven problems

  • Knowledge and experience in tools and frameworks to optimize product and pricing decisions (Knowledge Seeker, statistical modeling)

Because we want our team members to bring us their very best every day, we believe they deserve the right opportunities and benefits. That’s why we packed our comprehensive benefits package for full- and some part-timers with: 
•    Health and wellbeing options for team members and their dependents
•    Up to 4% matching 401(k)
•    Tuition reimbursement
•    Continuing education
•    Bonus eligibility 
•    Paid time off
•    Paid volunteer time 

#LI-AP1 #Analytics #Hiring

OneMain Holdings, Inc. is an Equal Employment Opportunity (EEO) and Affirmative Action (AA) employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status.

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