Senior UX Researcher
OneMain Financial is the largest non-bank lender in the U.S., proudly serving millions of customers with safe, affordable, and transparent installment loans and credit cards. We are on a mission to modernize lending through cutting-edge technology and data-driven innovation. As part of the evolution of our Digital organization, we are focused on strengthening our product development lifecycle (PDLC), driving operational excellence, and enabling our product teams to deliver faster, smarter, and more consistently across our digital ecosystem.
About the Role
OneMain is on a mission to build and scale industry-leading digital experiences that empower millions of customers across web and mobile platforms. We’re looking for a Senior Researcher who brings depth, curiosity, and strong execution to how we understand our users—and who treats research as a strategic lever for product and business impact.
The Senior UX Researcher will lead high-impact research across our digital loan journey and broader product ecosystem. This role partners closely with Product, Design, Data, and Engineering to uncover meaningful user insights that inform strategy and drive measurable outcomes. The ideal candidate thrives in complex, ambiguous problem spaces and is skilled at translating research findings into clear, actionable recommendations. You will play a critical role in shaping product direction, influencing stakeholders, and advancing research craft across the organization.
Key Responsibilities
Lead end-to-end research initiatives on complex, ambiguous product challenges across the digital loan journey.
Define clear learningobjectivesand select fit-for-purpose methodologies aligned to decision risk and business priorities.
Synthesize qualitative and quantitative data into compelling insights that inform product strategy and roadmap decisions.
Translate research findings into actionable recommendations that drive measurable product and business impact.
Influence cross-functional stakeholders—including Product, Engineering, Marketing, Risk, and other non-UX partnersthrough strong reasoning and storytelling.
Facilitate research readouts, workshops, and collaborative sessions to build alignment and accelerate decision-making.
Connect insights across studies, touchpoints, and journeys toidentifysystemic opportunities and patterns.
Advocate for user needs while balancing business goals, technical constraints, and regulatory considerations.
Advance research standards, best practices, and scalable processes across teams with varying levels of UX maturity.
Create clarity and momentum in high-stakes or ambiguous problem spaces, enabling confident, informed decisions.
Qualifications
Bachelor’s degree or equivalent practical experience.
4+ years of experience conducting UX research in product-driven environments.
Experience leading end-to-end research using mixed methodologies (qualitative and quantitative).
Strong communicationand influence skills with cross-functional and executive stakeholders.
Demonstrated ability to translate research insights into product decisions and measurable outcomes.
Hands-on experience with UX research platforms (e.g.,UserTesting, Qualtricsetc) and familiarity with behavioral analytics tools.
Ability to manage multiple projects, priorities, and stakeholder relationships effectively.
Portfoliodemonstratingresearch impact on shipped products.
Preferred Skills
Relevant financial services experience is helpful.
Experience working in complex or regulated industries.
Advanced degree in HCI, Psychology, Anthropology, Cognitive Science, Statistics, ora related field.
Experience building or scaling research practices in low- or mid-maturity UX organizations.
Familiarity with research operations, insight repositories, journey mapping, or service design.
Working knowledge of behavioral analytics and cross-channel customer experience ecosystems
Location:
This role is Hybrid. You should be located within a commutable distance to our office located in Baltimore, MD, or Dallas, TX with expectations of being in the office Tuesday, Wednesday and Thursday.
Salary:
Target base salary range in Baltimore, MD is $115k - $145k, which is based on various factors including skills and work experience. In addition to base salary, this role is eligible for a competitive compensation program that is based on individual and company performance.
Who we Are
OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.
Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.
Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:
Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
Up to 4% matching 401(k)
Employee Stock Purchase Plan (10% share discount)
Tuition reimbursement
Paid time off (15 days’ vacation per year, prorated based on start date)
Paid sick leave as determined by state or local ordinance (prorated based on start date)
11 Paid holidays (4 floating holidays, prorated based on start date)
Paid volunteer time (3 days per year, prorated based on start date)
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