Advance your potential – and reach your goals
Underwriter
Location: Mendota Heights, Minnesota
What makes a Underwriter successful at OneMain? Check out the top traits we’re looking for and see if you qualify.
- Collaborative
- Communicator
- Creative
- Strategic
- Relationship Expertise
- Results Driven
Culture
- We prioritize teamwork and building in-person connections with each other, understanding that fostering a collaborative environment is the best way to support each other.
- We encourage teams to take ownership of initiatives in this fast-paced, entrepreneurial environment so they can drive solutions that stay ahead of customer needs.
- We engage in work that is not only meaningful but also fosters professional growth.
- We exemplify agility and innate curiosity, fostering collaboration with cross-functional groups and projects.
The best part about working at OneMain is the opportunity to empower our team members to maximize their potential.
Jamelle B., Organizational Development and Learning
Benefits
We promote social and family well-being by offering paid time off for volunteer hours and providing family back-up care.
We offer extensive, comprehensive coverage to support team members’ needs physically and mentally, such as access to Talkspace and Hinge for on-demand physical therapy via an app.
We offer financial wellness that includes 401(k) with match, ESPP, tuition reimbursement and tools like subscription cancelation that help you stay on top of your financial goals.
The Underwriter is responsible for evaluating, negotiating, and making decisions on loan requests from multiple originating sources. This role requires sound credit judgment within established approval guidelines and full compliance with federal and state regulations, as well as OneMain policies.
In the Role
- Assess credit factors, loan risk, appraisals, and yields.
- Recommend loan terms and conditions through effective communication and collaboration with internal and external partners.
- Balance risk and reward to ensure credit quality and profitability.
Qualifications
- HS Diploma / GED.
- Strong customer communication skills.
- Ability to operate effectively in ambiguous situations with high integrity.
- Independent thinker with strong learning agility.
- Detail‑oriented and results‑driven.
Preferred
- Bachelor’s degree or equivalent experience.
- Experience in Direct Lending or Non‑Prime Lending preferred.
Location
Mendota Heights, MN - Hybrid: 4 days in office (Mon-Thurs)
Monday–Friday, 7:30 AM–7:00 PM (local time)
Saturdays, 7:30 AM–1:00 PM (local time; up to 3 per quarter)
Who We are
OneMain Financial (NYSE: OMF) is a leader in providing responsible credit access to nonprime customers and has been committed to improving financial well‑being since 1912. Our personal loans, credit cards, and related products help customers achieve their financial goals. We value collaboration, innovation, and a customer‑first mindset, supported by flexible work arrangements, career development opportunities, and an inclusive culture.
Our comprehensive benefits package includes:
- Health and well-being options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
- Up to 4% 401(k) match
- Employee Stock Purchase Plan (10% share discount)
- Tuition reimbursement and continuing education
- Bonus eligibility
- Paid time off (15 days’ vacation per year, prorated based on start date)
- Paid sick leave as determined by state or local ordinance (prorated based on start based)
- Paid holidays (4 floating holidays, prorated based on start date)
- Paid volunteer time (3 days per year, prorated based on start date)
- Additional benefits available
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