VP/Director, Credit and Pricing Analytics

Location: (Hybrid) Wilmington, DE; Baltimore, MD; New York Metropolitan area, NY

We are currently seeking a Vice President/Director of Credit and Pricing Analytics to drive credit policy, offer strategy, and overall analytics for OneMain’s growing Point-of-Sale/embedded lending business. This individual will lead and coach a team of analysts and drive analytical insights and excellence as we grow this line of business.

As a key member of the both the Point-of-Sale business and the overall credit and pricing analytics leadership team, this individual will be responsible for driving business results through multiple areas including growth strategies, credit and merchant risk management, and enhanced customer experiences. Strategies driven and influenced by this leader and their team include but are not limited to underwriting decisions, pricing, product terms, customer segmentation, channel optimization, customer experience, and operating metrics and servicing.

Working with internal and external partners, the role will also have responsibilities for strategy implementation, technology roadmap development, competitive intelligence, and performance monitoring. This individual will represent the company and engage with strategic partners, internal stakeholders, and capital partners.

In the Role

A successful candidate will utilize skills that enable them to be versatile and successfully lead initiatives across multiple disciplines. They will bring new ways of thinking, data sources, technologies, and capabilities to our business.

• Drive credit policy and analytics for point of sale / embedded lending
• Develop the vision and set of objectives to create step change improvements in our business
• Design, recommend, document, and execute consumer and merchant underwriting, product, and customer experience strategies to optimize risk adjusted returns
• Partner with data science, digital teams, critical strategic partners and other leaders to define business priorities, align talent and resources, and communicate to executive leaders
• Use new data sources, analytical frameworks, and models to create insights, draw conclusions, and influence at all levels of the organization
• Elevate talent within team through effective hiring, coaching, and mentoring team members

Requirements

• Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)
• 7+ years of experience in consumer lending, driving informative risk decisions through analyses; Master’s or PHD degrees may offset experience
• 5+ years of analytics leadership experience, building and prioritizing teams and objectives based on company strategy
• Advanced analytical skillset using tools such as SQL, SAS, R, or Python
• Innovative and capable of developing creative solutions to complex, data-driven problems

Preferred

• Track record of success in Point of Sale, Sales Finance, Embedded Lending, Buy Now Pay Later and similar B2B2C lending contexts

Who we Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)  
• Employee Stock Purchase Plan (10% share discount)  
• Tuition reimbursement  
• Paid time off (15 days’ vacation per year, plus 2 personal days, prorated based on start date)
• Paid sick leave as determined by state or local ordinance, prorated based on start date
• Paid holidays (7 days per year, based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)