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Restructure Specialist

Location: Tempe, Arizona

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What makes a Restructure Specialist successful at OneMain? Check out the top traits we’re looking for and see if you qualify.

  • Collaborative
  • Communicator
  • Creative
  • Strategic
  • Relationship Expertise
  • Results Driven

Culture

  • We prioritize teamwork and building in-person connections with each other, understanding that fostering a collaborative environment is the best way to support each other.
  • We encourage teams to take ownership of initiatives in this fast-paced, entrepreneurial environment so they can drive solutions that stay ahead of customer needs.
  • We engage in work that is not only meaningful but also fosters professional growth.
  • We exemplify agility and innate curiosity, fostering collaboration with cross-functional groups and projects.
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The best part about working at OneMain is the opportunity to empower our team members to maximize their potential.

Jamelle B., Organizational Development and Learning

Benefits

  • Blue circular icon with 4 people illustrations

    We promote social and family well-being by offering paid time off for volunteer hours and providing family back-up care.

  • Blue circular icon with open hands holding heart

    We offer extensive, comprehensive coverage to support team members’ needs physically and mentally, such as access to Talkspace and Hinge for on-demand physical therapy via an app.

  • Blue circular icon with piggy bank

    We offer financial wellness that includes 401(k) with match, ESPP, tuition reimbursement and tools like subscription cancelation that help you stay on top of your financial goals.

Restructure Specialist

Location: Tempe, AZ
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Job Number R2605-50920 Date posted 05/28/2026

As a Restructure Specialist with OneMain Financial, you will re-underwrite and renegotiate indirect auto loans through a network of franchise and independent automobile dealers throughout the United States. In this role you will work with the marketing team to grow geographic regions through phone calls, text messages, and emails. 

Location: Onsite in Tempe, AZ

Schedule: Monday through Friday and rotating Saturdays

Pay: base + bonus potential

In the role:

  • Communicate directly with dealership partners and provide best in class customer service.
  • Work with the marketing team to help grow dealer network and improve current partner efficiencies.
  • Underwrite changes to existing credit applications.
  • Work with existing partners to engage nonparticipating and under performing dealerships.
  • Negotiate rates, fees, terms, loan to values, and other items as necessary with dealership partners.
  • Maintain a positive and mutually beneficial cohesion within the team.
  • Assist other departments as required by business needs.
  • Ensure compliance with OneMain's policies and procedures as well as State and Federal regulations.
  • Other duties as assigned by leadership.

Requirements:

  • High School Diploma/GED required
  • 1 year of sales or credit experience
  • Goal oriented self-starter
  • Ability to work well with others

Who we Are

A career with OneMain offers you the potential to earn an annual salary plus incentives. You can steer your career toward leadership roles such as Branch Manager and District Manager by taking advantage of a variety of robust training programs and opportunities to advance. Other team member benefits include:

  • Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
  • Up to 4% matching 401(k)  
  • Employee Stock Purchase Plan (10% share discount)  
  • Tuition reimbursement  
  • Paid time off (15 days vacation per year, plus 2 personal days, prorated based on start date)
  • Paid sick leave as determined by state or local ordinance, prorated based on start date
  • Paid holidays (7 days per year, based on start date)
  • Paid volunteer time (3 days per year, prorated based on start date)

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future. 

In our more than 1,300 community branches and across the U.S., team members help millions of customers solve critical financial needs, including debt consolidation, home and auto repairs, medical procedures and extending household budgets. We meet customers where they want to be -- in person, by phone and online.  

At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain. 

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